In-store loans. Approval depends on meeting legal, regulatory and underwriting requirements. Originated loans can be funded in as little as 30 minutes to a debit card. Funding times may vary based on the consumer debit card bank. Funding to a Mastercard may be subject to restrictions. Funding by ACH may occur as soon as the same day. Requires a checking account open for at least 30 days.
Online loans. This website is not a direct online lender and does not provide online lending services directly to consumers. Information submitted will be sent to Check ‘n Go. This website does not act as a correspondent, agent or representative for Check ‘n Go. All financial and employment data is immediately removed from our system and submitted to Check ‘n Go. We do not make credit decisions or recommend or endorse any specific loan product. You will be contacted by Check ‘n Go if additional information is required to process your application. If your application is approved, fund disbursement will be from Check ‘n Go. Typically, loan proceeds are deposited into a customer’s bank account no later than the following business day.
Our services. This service is not available in all states of the United States. Those who submit information for loans will not incur any cost for our service. All product and service options are subject to change without notice.
Notice to California consumers. In order to process credit applications, service accounts and provide the best online and in-store experience, we collect various categories of information on consumers during the application process. Categories may include internet protocol address, internet and network information, geolocation data, and inferences drawn from this information.
Netspend. The Netspend Prepaid Mastercard is issued by Pathward®, National Association, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward, N.A. Use of the Card Account is subject to activation, ID verification and funds availability. Transaction fees, terms and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. Card may be used everywhere Debit Mastercard is accepted. Residents of Vermont are ineligible to open a Card Account. To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify and record information that identifies each person who opens a Card Account. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Borrow responsibly. Short-term credit is intended for temporary financial needs and is not a long-term financial solution. Customers with ongoing credit difficulties should seek credit counselling. If you have a complaint about a consumer financial product, you can contact the Consumer Financial Protection Bureau or the Arizona Department of Insurance and Financial Institutions.